NorthWorthAI CFO

Financial intelligence for SMEs

Your company can be profitable and still run out of cash.

NorthWorth AI CFO turns your ledger into a reliable financial picture, a 13-week cash forecast, a health diagnosis and a prioritised action plan. Calculated, not guessed.

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  • No card needed
  • Your data stays private
  • Every figure traceable
Finance director reviewing figures on a laptop
13 weeks
of cash forecast, week by week
24 months
of history analysed
100%
of figures traced to their source
5 min
to import your files

One platform

Everything a finance director watches, in one place

From the bank balance to the board pack, each module reads the same numbers, so pages never disagree.

Cash forecast

13 weeks ahead, with every receipt and payment explained.

See it in the demo

Receivables & collections

Who owes what, who pays late, and reminders drafted for you.

See it in the demo

Financial health

One score across liquidity, profitability, debt and efficiency.

See it in the demo

Budget & planning

Build budgets from last year, test scenarios, find break-even.

See it in the demo

Financing readiness

How much you can borrow and what a bank will look at.

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AI CFO assistant

Ask questions in plain language. Answers cite engine figures.

See it in the demo

How it works

From spreadsheet to decisions in three steps

  1. Importing spreadsheet files on a laptop
    1

    Import your files

    Monthly figures, invoices and bills from CSV or Excel. Empty cells are rejected, never guessed.

  2. Two colleagues reviewing figures
    2

    The engine computes and checks

    Statements, ratios and forecasts are calculated and tied out: cash flow matches the balance sheet.

  3. Business owner agreeing a decision
    3

    Act on the plan

    A ranked list of actions, each with its cash effect, an owner and a due date.

Traceability

Every number traces back

Click any figure to see its formula, the inputs used, the period and the source file. Nothing is a black box.

Accountant checking financial tables on a screen
Days sales outstanding
58 days
= receivables / revenue (3 months) × 91
Period
Last closed month
Source
Monthly financials import
Basis
Actual

Example card

Why is cash tight next month?
Two things: customers pay 12 days later than terms, and the quarterly VAT payment falls in week 6. Collecting the three oldest invoices would cover the gap.
Source: 13-week forecast · Receivables aging

Example conversation

AI assistant

An AI that explains, never invents

The assistant reads the engine's results and explains them. It does not calculate your figures and it cannot change your data.

Finance director explaining figures to the team

Security & trust

Built for numbers you can sign off on

Private per company

Each company's data is visible only to its members.

Roles for your team

Owner, CFO, accountant, advisor or viewer.

Full audit log

Every import and settings change is recorded automatically.

AI never writes figures

Documents read by AI are confirmed by a person first.

FAQ

Questions we hear often

Modern office at dusk

See where your cash is going, in minutes.

Start now Explore the demo